Xevaa Blogs

   Pearl Jewelry - The Story of Pearl Hunters
[15/11/2010 7:35 am]
As long as pearl jewelry have been known to people, they have been a highly sought commodity for their beauty. It's only in recent times however that the industry has taken the hunt for the perfect pearl to a whole different level. Today, the shiny orbs that we see on in display in jewelry stores have actually almost always been grown in farms.

That's a far cry from the dangerous extraction and collection methods used before the invention of modern technology. In the past, not more than 100 years ago, the only way to retrieve pearls was by diving in lakes, floods and the ocean to pick them up, one at the time. The unfortunate divers who'se job it was to do this, were often poor and lured by the relative large sums they could get. The diver would sometimes have to dive as deep as 100 feet on one single breath of air. In order to preserve air and to stay submerged the longest, the divers would hold on to heavy stones on the way down.

Naturally, this dangerous activity was reserved for the desperate or the powerless - in many cases slaves or extremely poor peasents. Today, this method is all but obsolete in most places of the world. The cheaper cultured pearls have become popular and are many times the only pearls available to the consumer.

There are however still a few isolated areas that practice this old art of pearl diving. Some of the finest natural pearl speciments come from the gulf of Bahrain. Here, divers still risk their health to retrieve what are considered the top of the crop in the world. In fact, Bahrain wants no part of the sale of cultured pearls, banned from trade. Bahrain is one of the few places on earth that does an active job in trying to preserve the natural habitat and waters from pollution.

It's an interesting story and one that continues to fascinate buyers around the world. Somehow, the beauty of the pearl grows when it's been retrieved from the depth of the ocean.

   Buying Pearl Jewelry Without Being Ripped Off
[15/11/2010 7:33 am]
Buying pearl jewelry can be fun, exciting and confusing. Whether you're considering a gift of pearl jewelry for someone special or as a treat for yourself, take some time to learn the terms used in the industry. Here's some information to help you get the best quality pearl jewelry for your money, whether you're shopping in a traditional brick and mortar store or online.

Pearls

Natural or real pearls are made by oysters and other mollusks. Cultured pearls also are grown by mollusks, but with human intervention; that is, an irritant introduced into the shells causes a pearl to grow. Imitation pearls are man-made with glass, plastic, or organic materials.

Because natural pearls are very rare, most pearls used in jewelry are either cultured or imitation pearls. Cultured pearls, because they are made by oysters or mollusks, usually are more expensive than imitation pears. A cultured pearl's value is largely based on its size, usually stated in millimeters, and the quality of its nacre coating, which give it luster. Jewelers should tell your if the pearls are cultured or imitation. Some black, bronze, gold, purple, blue and orange pearls, whether natural or cultured, occur that way in nature; some, however, are dyed through various processes. Jewelers should tell you whether the colored pearls are naturally colored, dyed or irradiated.

Clams, oysters, mussels and many other mollusks with limy shells are known to produce pearls. But very few kinds yield gem pearls of jeweler's quality. The pearl is an abnormal growth of mother-of-pearl, or nacre, imbedded in the soft bodies of these shellfish. It is built up, layer upon layer, in the same way as nacre is added to the lining of the growing shell and always has the same color and luster. For example, over the country, hundreds of good-sized pearls are found each year in the oysters we eat. Unfortunately these have no commercial value regardless of whether they have been cooked or not because they are dull opaque white or purple like the shell of the parent oyster. In recent times almost all pearls of gem quality come from the oriental pearl oyster which has a bright shimmering translucent nacre.

A pearl starts growing when some irritating foreign substance such as a sand grain, bit of mud, parasite or other object becomes lodged in the shell-producing gland called the mantle. Pearls formed in the soft flesh where nacre can be added on all sides are most likely to be spherical and the most highly prized. By far the great majority are flattened or variously distorted and have little value. Size, color, luster and freedom from flaws are other essential qualities. Unlike other gems, such as diamonds, pearls have an average life of only about 50 years. In time the small amount of water in a pearl's make-up is lost and its surface cracks. Because they are mostly lime, necklaces which are worn often are injured by the acid secretions of the human skin.

   Buying Pearl Jewelry Without Being Ripped Off
[06/11/2010 4:29 am]
Buying pearl jewelry can be fun, exciting and confusing. Whether you're considering a gift of pearl jewelry for someone special or as a treat for yourself, take some time to learn the terms used in the industry. Here's some information to help you get the best quality pearl jewelry for your money, whether you're shopping in a traditional brick and mortar store or online.

Pearls

Natural or real pearls are made by oysters and other mollusks. Cultured pearls also are grown by mollusks, but with human intervention; that is, an irritant introduced into the shells causes a pearl to grow. Imitation pearls are man-made with glass, plastic, or organic materials.

Because natural pearls are very rare, most pearls used in jewelry are either cultured or imitation pearls. Cultured pearls, because they are made by oysters or mollusks, usually are more expensive than imitation pears. A cultured pearl's value is largely based on its size, usually stated in millimeters, and the quality of its nacre coating, which give it luster. Jewelers should tell your if the pearls are cultured or imitation. Some black, bronze, gold, purple, blue and orange pearls, whether natural or cultured, occur that way in nature; some, however, are dyed through various processes. Jewelers should tell you whether the colored pearls are naturally colored, dyed or irradiated.

Clams, oysters, mussels and many other mollusks with limy shells are known to produce pearls. But very few kinds yield gem pearls of jeweler's quality. The pearl is an abnormal growth of mother-of-pearl, or nacre, imbedded in the soft bodies of these shellfish. It is built up, layer upon layer, in the same way as nacre is added to the lining of the growing shell and always has the same color and luster. For example, over the country, hundreds of good-sized pearls are found each year in the oysters we eat. Unfortunately these have no commercial value regardless of whether they have been cooked or not because they are dull opaque white or purple like the shell of the parent oyster. In recent times almost all pearls of gem quality come from the oriental pearl oyster which has a bright shimmering translucent nacre.

A pearl starts growing when some irritating foreign substance such as a sand grain, bit of mud, parasite or other object becomes lodged in the shell-producing gland called the mantle. Pearls formed in the soft flesh where nacre can be added on all sides are most likely to be spherical and the most highly prized. By far the great majority are flattened or variously distorted and have little value. Size, color, luster and freedom from flaws are other essential qualities. Unlike other gems, such as diamonds, pearls have an average life of only about 50 years. In time the small amount of water in a pearl's make-up is lost and its surface cracks. Because they are mostly lime, necklaces which are worn often are injured by the acid secretions of the human skin.

   Goldman Says Slow Recovery Ahead
[23/10/2009 5:15 am]
On Wednesday evening, Jan Hatzius, chief U.S. economist for Goldman Sachs, accepted the prestigious Lawrence R. Klein Award for Blue Chip Forecast Accuracy in a ceremony at pearl earrings Manhattan's University Club. Klein and his team, Ed McKelvey and Andrew Tilton, also gave their forecast for 2010: slow growth with little chance of inflation.

Hatzius believes that GDP growth will be slower in 2010 than it was in the second half of 2009, as about 4 percentage points of stimulus will be removed from the economy as inventories grow to meet expected demand and some government stimulus freshwater pearl earrings programs peter out. Without the extension of some stimulus programs such as the first time home-buyer credit, GDP growth might even slip into negative territory for a quarter, though Hatzius and his team don't expect that the government will allow that to happen.
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This phase of the recovery will exhibit "a dichotomy between large and small businesses," he said. Though the Institute For Supply Management Index, which measures the output of big firms, has rebounded from severe recession levels to levels that would cultured freshwater pearl suggest robust growth, the National Federation of Independent Business survey, which measures sentiment among smaller business owners, is still describing recession-era doldrums. Usually, the two indexes rise and fall together.

   Perils Of The Pay Crusade
[23/10/2009 5:13 am]
Federal regulators are proposing new ways to restrict pay and rein in risk-taking at financial institutions, responding to populist outrage over the still-generous compensation on  pearl earrings Wall Street after trillions of taxpayer dollars were used to shore up the financial system.

Pay consultants characterize it as the biggest government intervention yet into the day-to-day operations of publicly traded companies, but if the past is any guide, the government's efforts to rein in pay could have unintended (and counterproductive) consequences.

One plan, by President Barack Obama's pay czar Ken Feinberg, focuses narrowly on seven major U.S. companies that have taken billions in money from the Troubled Asset Relief Program. The other, put forward by the Federal Reserve, proposes to sterling silver jewelry review the pay policies of 28 of the largest U.S. banks and, separately, smaller and regional banks, and make that review part of the regular exam process.

"Compensation practices at some banking organizations have led to misaligned incentives and excessive risk-taking, contributing to bank losses and financial instability," said Federal Reserve Chairman Ben Bernanke on Thursday.

Neither of the proposals prohibit outright the seven-, eight- or even nine-figure pay packages that have become the stuff of legend on Wall Street, especially if they are terms of employment contracts entered into before February, when the pay czar's office was announced.

The head of the Phibro commodities trading group at Citigroup ( C - news - people ) stands to wholesale coral jewelry make a $100 million bonus because of his strong performance in the last year. Citi is selling Phibro to Occidental Petroleum ( OXY - news - people ) rather than pay that, and the executive can't get paid until the sale is completed, but there's nothing in Feinberg's proposals that says he can't get paid, period. He just has to move to a firm that hasn't taken government money.

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